Citibank Personal Loan with Low CIBIL Score

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Citibank, a renowned international bank, is providing personal loans (Citibank Low CIBIL Scores) of up to ₹30 lakhs to individuals over 18 years of age, with the notable perk of no charges for late EMI payments! Here's a detailed guide on the eligibility criteria, required documents, and the application process for Citibank personal loans, especially for those with low CIBIL scores.

Citibank Low CIBIL Scores

DetailsDescription
Maximum Loan Amount₹30 Lakhs
EligibilityAge 18+, Monthly income of ₹25,000+, Salaried/Self-employed
Interest RateStarting from 10.49% per annum
Processing FeeUp to 2% of the loan amount
Penalty for Late EMI PaymentsNone
Pre-closure ChargesUp to 4% of the outstanding principal amount
Check EligibilityCitibank website or call 1860-210-2211

Eligibility:

  • Age 18 and above
  • Employed or self-employed
  • Monthly income of at least ₹25,000
Citibank Personal Loan with Low CIBIL Score

Required Documents:

  • Aadhar Card
  • PAN Card
  • Proof of Residence
  • Income documents – Salary slips for salaried individuals, ITR for self-employed
  • Mobile number
  • Passport size photo

Interest Rates and Charges:

  • Interest rates start from 10.49%
  • Processing fee: Up to 2% of the loan amount
  • No penalty for late EMI payments
  • Pre-closure charges up to 4%

How to Apply:

  1. Visit the Citibank website and click on 'Loans' [online.citibank.co.in/loans/personal-loan]
  2. Under 'Loans,' click on 'Personal Loan'
  3. Click on 'Apply Now' and fill out the online application form
  4. Provide personal, income, and employment details
  5. Upload the required documents
  6. Click on 'Talk to Us Now' and get in touch with bank officials to proceed with the application
  7. They will guide you through the next steps of the process

Even if your CIBIL score is low, you can still obtain a Citibank personal loan! Simply check your eligibility, prepare the required documents, and apply online. The bank will process your application and disburse the loan amount within 48 hours.

For more information, visit the Citibank website or contact bank officials.

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