Flipkart Personal Loan without Income Proof


Flipkart, one of India's leading e-commerce companies, is now offering personal loans ranging from ₹50,000 to ₹5 lakh to its customers. This Flipkart Personal Loan is provided without any guarantee, and the amount can be transferred to your bank account in just 1 hour.

You can apply for this loan through your Flipkart account. The loan is granted without any guarantee, and your loan application can be approved within minutes after filling in your basic and work details, and completing a video KYC.

Flipkart Personal Loan Details

Loan AmountRs. 50,000 to Rs. 5 Lakhs
Repayment TenureUp to 36 months
Processing Fee2% of loan amount + 18% GST
Interest RateStarts from 13.99% per year (varies based on eligibility)
Income Proof RequiredNo
EligibilityIndian citizen, age 21-55, minimum Rs. 20,000 monthly income, good CIBIL score
Documents RequiredPAN Card, Aadhaar Card, Bank Account details, E-NACH activation details
Application ProcessOnline through Flipkart App
Approval Time1 hours
Loan TransferTo your bank account within 2 hours (upon approval)

Flipkart Personal Loan without Income Proof

Important Notes:

  • This is a summary, refer to the official website for complete details and terms & conditions.
  • Carefully assess your financial situation before applying for a loan.
  • Timely repayment is crucial to avoid penalties and charges.


  • Must be an Indian citizen
  • Age between 21 and 55 years
  • Minimum monthly income of ₹20,000
  • Good CIBIL score

Required Documents:

  • PAN Card
  • Aadhar Card
  • Bank Account Details
  • Internet Banking or Debit Card Details for E-NACH activation

Interest Rates and Processing Fee:

  • Interest rates start at 13.99% per annum.
  • Processing fee of 2% and 18% GST
  • The processing fee is not to be paid upfront; it is deducted from the approved loan amount.

How to Apply Online:

  1. Open the Flipkart app.
  2. Click on the three lines at the top right.
  3. My Account > Credit Options > Personal Loan.
  4. Fill in your basic and work details.
  5. Confirm the loan amount, tenure, and interest rates.
  6. Complete the video KYC process.

Your loan will be transferred to your bank account within 1 hour!

Benefits of Flipkart Personal Loan:

  • Loan without income proof
  • Loan in 1 hour
  • Loan without guarantee
  • Easy online application process
  • Low interest rates

For More Information:

It is important to remember to carefully assess your financial situation before taking a loan. After taking the loan, it is important to make timely repayments to avoid penalties and fees.

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