Navi Personal Loan, How to Apply Online, Interest rate


Need a ₹1 Lakh Loan with a Low CIBIL Score (Navi Personal Loan Apply Online)? These days, many people need a personal loan for different reasons. But banks usually ask for a good credit score before giving a loan.

This can make it hard for people with a low credit score to get a loan. If you have a low credit score, don't worry. You can still get a loan, whether you are a man or a woman. Let's see how to apply for a loan with a low credit score.

Apply for a Loan Despite a Low Credit Score

If you need a loan but your credit score is not good, you can apply for a "1 Lakh Loan Without CIBIL" through a special loan program. You don't need to provide any guarantee or security, and you don't even have to show proof of income. You can get approval for this loan within 10 minutes. You don't have to go to a bank; just download an app on your phone.

No Credit History Check for this Loan

You can borrow up to ₹1 Lakh from your home using your phone. Make sure the app is registered with RBI before applying. Loans against your credit card limit depend on your outstanding balance. These loans are for people who pay their credit card bills on time, without needing a credit history or CIBIL score check.

Navi Personal Loan, How to Apply Online, Interest rate

Students Can Easily Obtain Education Loans

If a student gets into a good college and has someone who can guarantee that they'll pay back the money after they graduate, they can easily request a student loan. Banks don't look at a student's credit history for education loans. So, even if a student has a low credit score, they can still get a bank education loan with a guarantor.

The Navi app is registered as an NBFC and is very safe. Many people have already gotten loans through this app. To get a loan, first download the app on your phone and sign up. Then, follow the instructions to apply for the loan. You can find the Navi app on the Google Play Store.

Navi Personal Loan - Apply Online

Company NameNavi Technologies Limited (NBFC subsidiary: Navi Finserv Limited)
App NameNavi App
Loan TypePersonal Loan
Loan AmountUp to ₹20 lakh
Interest Rate9.99% p.a. onwards (minimum)
EligibilityIndian citizen, 21+ years old, regular income
Credit Score RequirementNo minimum credit score required
Processing FeeMay apply
Prepayment FeeMay apply
Loan TenureUp to 60 months
Repayment MethodMonthly installments
Application ProcessOnline through Navi App
Documents RequiredPAN card, Aadhaar card, bank statement, income proof
Approval Time10 minutes (claimed)
Disbursement TimeSame day (claimed)
Customer ServiceAvailable through app and website
RegulationRBI registered NBFC
App DownloadGoogle Play Store
Customer Reviews4.3 stars on Google Play Store (as of February 3, 2024)

How to Obtain the Loan

To obtain a loan through the Navi app, download the app and register. You will receive a loan offer. Complete the eKYC process. Link your bank account to the app. Enter all your details. If the information is accurate, you will receive immediate loan approval. Through the Navi app, you can get approval for loans of up to ₹20 Lakh at an annual interest rate as low as 9.99%.

With the Navi app, you can obtain a ₹1 Lakh loan without a CIBIL score! Here's how:

  1. Download the Navi app:

    • Download the Navi app from the Google Play Store.
    • Install the app and register.
  2. Choose the loan amount:

    • The app will provide you with a loan amount proposal.
    • Choose the loan amount as per your requirements.
  3. Complete the eKYC process:

    • Upload your Aadhaar card and PAN card.
    • Complete the eKYC process through OTP verification.
  4. Link your bank account:

    • Link your bank account through the app.
    • The loan amount will be directly deposited into your bank account.
  5. Enter your information:

    • Enter your income, employment, and other required details.
    • If the details are accurate, you will receive immediate loan approval.

Advantages of the Navi App:

  • Loan without a CIBIL score: You do not need a CIBIL score to obtain the loan.
  • Quick approval: Loan applications are approved within 10 minutes.
  • Easy application process: The entire application process is online and straightforward.
  • Low interest rate: Avail a loan at a minimum 9.99% annual interest rate.
  • Up to ₹20 Lakh loan: You can obtain a loan of up to ₹20 Lakh.

Other Options:

  • Credit Card Loan: If you have a good credit card history, you can apply for a credit card loan.
  • Education Loan: If you are a student, you can apply for an education loan.
  • Guaranteed Loan: If you have a guarantor, you can apply for a loan with a guarantee.


  • Carefully read all terms and conditions before taking the loan.
  • Assess your ability to repay the loan.
  • Make an effort to repay the loan on time.

This information will help you obtain a ₹1 Lakh loan without a CIBIL score. For more information, please visit the Navi app website or contact customer service.

Post a Comment


Post a Comment (0)

#buttons=(Accept !) #days=(31)

Our website uses cookies to enhance your experience. Learn More
Accept !