Poonawalla Fincorp Personal Loan with Zero Foreclosure Charges

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Poonawalla Fincorp Personal Loan: Poonawalla Fincorp offers a convenient and hassle-free personal loan to meet immediate financial needs. You can apply online with just your PAN and Aadhar card and secure a loan of up to ₹30 lakhs.

Poonawalla Fincorp Personal Loan

Loan AmountUp to ₹30 lakh
EligibilityIndian citizens aged 22-58, employed in government, public sector, MNCs, or private companies, with a minimum monthly income of ₹20,000 and at least 1 year of work experience, including 2 months in the current company
Required DocumentsKYC documents (Aadhaar, PAN, voter ID), address proof (passport, utility bill), income proof (salary slip, bank statement), employment proof (offer letter, ID card)
Loan Term1 to 5 years
Interest RateStarting from 9.99% per year (final rate depends on credit score, income, employer profile)
Loan TypesAvailable for doctors, government employees, salaried individuals, medical emergencies, wedding expenses, women, and chartered accountants
Application ProcessOnline application on the Poonawalla Fincorp website
Fees2% processing fee, no prepayment or foreclosure charges, 2% late payment fee per month
BenefitsMinimum documentation, quick and easy application, competitive interest rates, flexible loan terms, various loan options, no prepayment or foreclosure charges

Eligibility Criteria:

  • Indian citizens aged 22-58
  • Employed in government, public sector, multinational companies, or private companies
  • Minimum monthly income of ₹20,000
  • Minimum 1 year of work experience, including 2 months in the current company

Required Documents:

  • KYC documents (Aadhaar, PAN, voter ID)
  • Address proof (passport, utility bill)
  • Income proof (salary slip, bank statement)
  • Employment proof (offer letter, ID card)

Loan Amount and Term:

  • Loan amount up to ₹30 lakh for 1 to 5 years
  • Interest rate starting from 9.99% per year depending on credit score, income, employer profile, etc.

Types of Personal Loans:

  • Available for doctors, government employees, salaried individuals
  • Medical emergencies, wedding expenses
  • Special loans for women and chartered accountants
Poonawalla Fincorp Personal Loan

Application Process:

  1. Visit the Poonawalla Fincorp website
  2. Click on 'Apply Now' and fill out the online application
  3. Upload the required documents
  4. Submit the form and verify the details
  5. If eligible, the loan will be approved and the amount disbursed

Fees:

  • 2% processing fee
  • No prepayment or foreclosure charges
  • 2% late payment fee per month

Benefits of Poonawalla Fincorp:

  • Minimal documentation
  • Easy and fast application process
  • Low interest rates
  • Flexible loan tenure
  • Various loan options available
  • No prepayment or foreclosure charges

Poonawalla Fincorp can assist you in fulfilling your dreams. Apply today and meet your immediate financial needs!

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